Financing
To better serve our clients, Magna Homes partners with a preferred lender to offer flexible financing options across all of our services.
Our preferred lender
Ryan Rodriguez
NMLS# 1149038 | Mortgage Loan Originator and Financial Coach
With over a decade of experience in the banking and financial services industry, Ryan specializes in guiding homebuyers through every step of the mortgage process. His approach goes beyond simply securing financing, he takes the time to educate clients, improve their financial readiness, and help them make confident, informed decisions.
Fluent in both English and Spanish, Ryan is passionate about serving a diverse community of homebuyers, including many first-time buyers. He is known for his responsiveness, transparency, and commitment to providing a smooth, stress-free lending experience from pre-approval through closing.
As Magna Homes’ preferred lending partner, Ryan is dedicated to working closely with the builder and every homebuyer to ensure clear communication, timely updates, and exceptional service throughout the entire home-buying journey!
Find the Right Mortage for Your Situation
Financing isn’t one-size-fits-all. Explore mortgage options designed for first-time buyers, veterans, investors, self-employed borrowers, international buyers, and more.
GOVERNMENT-BACKED LOANS
FHA LOAN
First-Time Buyers
Lower down payment options and flexible credit requirements can make homeownership more accessible.
USDA LOAN
Eligible Rural & Suburban Buyers
Qualified buyers may purchase an eligible property with no down paymen
VA LOAN
Veterans & Service Members
Eligible borrowers may qualify for no down payment and no monthly mortgage insurance.
TRADITIONAL FINANCING
CONVENTIONAL LOAN
Buyers With Strong Credit
A flexible and widely used mortgage option offering competitive rates for qualified buyers.
JUMBO LOAN
Luxury & High-Value Properties
Designed for homes priced above conventional loan limits.
SPECIALTY LOAN PROGRAMS
DSCR
Real Estate Investors
Qualify primarily using the property’s rental income rather than your personal income.
BANK STATEMENT
Self-Employed Borrowers
Eligible borrowers may use personal or business bank statements instead of traditional tax returns.
PROFIT & LOSS
Business Owners
Qualify using an eligible accountant-prepared profit and loss statement.
1099 LOAN
Freelancers & Independent Contractors
This loan allows eligible borrowers to qualify using their 1099 income rather than traditional W-2 income.
Verification of Employment
Self-Employed Business Owners
Certain programs may use business or employment verification with reduced traditional income documentation.
Asset Utilization Loan
Retirees & High-Asset Buyers
Use eligible savings, retirement, or investment assets to help qualify for financing.
Foreign National Loan
International Buyers
Financing options for eligible non-U.S. residents purchasing U.S. investment or vacation properties.
NOT SURE WHICH LOAN IS RIGHT FOR YOU?
Every buyer’s financial situation is different. Whether you’re purchasing your first home, investing in real estate, self-employed, or buying from abroad, our preferred lending partner can help you explore financing options that fit your goals.